Enat Bank Job Vacancy Fresh Graduates 2024

 

Enat Bank invites Fresh Graduates and qualified applicants for the following job positions. Enat Bank was initiated by some of Ethiopia’s leading visionaries and businesswomen. Enat Bank’s founders created a bank that empowers women while providing all clients with exemplary services.

Position 1: Junior Attorney

Essential Function

    • Render legal advices to departments and branches by examining court orders & decisions and legal instruments and correspondences of legal nature
    • Prepares statements of claim and defense, declaration for affidavit and memorandum of appeal;
    • Prepares legal notice to be served to defaulters;
    • Serves court summon/foreclosure notice to defaulters;
    • Represents the bank in litigations, hearings and investigations before courts of law and other judicial bodies to handle cases instituted by the Bank’s and cases instituted against the Bank;
    • Requests and obtains up-to dated statement of account of defaulting borrowers from branches;
    • Requests and effects payment of court fees, executing and advertisement expenses in relation to court and foreclosure proceedings;
    • Prepares case brief for a court decisions;
    • Reports to his immediate supervisor as to whether an appeal is lodged or not;
    • Prepares statement of appeal and opens file at appellate court;
    • Examines judgments and court orders and advises branches on appropriate actions;
    • Prepares statement of appeal and opens file at appellate court;
    • Institutes action for bill of costs and execution;
    • Gets copy of foreclosure and auction orders for action;
    • Follows ups and facilitates the valuation of foreclosed properties and conduct auction
    • Ensures that all legal documents and files are safely kept;
    • Prepares and submits periodic progress report of cases assigned;

Qualification:

    • Graduates of years 2023 & 2024 G.C. with LLB in Law.
    • No prior experience is required.
    • Age ≤ 25
    • Exit Exam is required

Place of work:  A.A

Position 2: Assistant to the Company secretary

Essential Function

  • Assist the Company secretary in organizing the secretary office with proper documentation of the BOD
  • Assists the company secretary in organizing BOD and shareholders meeting;
  • Ensures arrangement of meeting halls and refreshment whenever three is a BOD meeting
  • Assists the company secretary in all BOD meetings and shareholders assembly related activities
  • Records minutes of the BOD meeting in the absence of the company secretary
  • Receives incoming letters, documents and information and presents to the company secretary
  • With the consent of company secretary provides information to the shareholders and other relevant organs
  • Organize the office and fulfils the office with the necessary materials
  • Prepares communication letters and get them signed, issued properly, and ensures reaching to the appropriate bodies on time
  • Arranges parking for board members by communicating with the physical security division on the days of BOD meetings
  • Assists in generating and availing necessary data for reporting
  • Communicating with the Banks transport unit to deliver documents to board members or other appropriate organs
  • Undertakes others duties as per the company secretaries instruction and the requirements of the Banks memorandum of association

Qualification: MBA/MA/BA in the fields of secretary and office management, management, business administration, law, accounting and finance, banking and finance, and relating fields and 3.5/5.5 years of experience of which at least 1 year in board office on managerial positions.

Place of work:  A.A

Position 3: Senior Interest Free Banking Operation Officer

Essential Function

    • Facilitate inter branch operational activities for consistent IFB customer experience
    • Assist the Manager in developing/updating and implementing branch operations policy and procedures.
    • Ensures remittance services are attended with high priority
    • Ensures smooth operation of IFB windows through the provision of active support and guidance;
    • Ensures that outstanding items of the IFB operations are timely settled and
    • Ensure IFB window dedication is properly implemented at all branches;
    • Ensure all branches adhere to Shariah rules, principles and directions of Shariah Advisory committee;
    • Monitors constant improvement of customer service delivery of IFB windows as per the Bank’s standard;
    • Supports the IFB-Window Service to achieve its targets without compromising internal control of operational transactions;
    • Follow up timely delivery of inquires/information from respective branches’ IFB windows;
    • Give support to branches on handling IFB Customer’s issues i.e. investigating and resolving customer complaints regarding the services;
    • Ensures that all IFB books of accounts are segregated, in balance and periodic closing of books of accounts are properly conducted and consolidated;
    • Regularly follows the branches’ rectification of IFB related discrepancies reported by authorized work units and ensure improvements in the rectification process and rate;
    • Propose process and procedural improvements on domestic banking operations for IFB services;
    • Regularly Maintain Updated IFB window list and IFB window related information in his\her database;
    • Set-up and facilitate technical trainings on branch operations for Interest Free Banking products and services;
  • Other Responsibilities
    • Adhere to all Bank policies, practices, procedures, risk controls and guidelines in carrying out duties;
    • Prepare periodic &ad-hoc reports and timesheets as required;
    • Ensure adherence to the defined culture by demonstration of appropriate behavior required to meet Bank’s demands and performance expectations;
    • Ensure that tasks are completed to the agreed standards within the agreed
Qualification: BA/MBA/MA in Business Management, Economics, Marketing Management, Accounting & Finance, Banking & Finance, Management, and any other related fields with 5.5/3.5 years of experience in relative fields, preferably in banking industry, of which at least 2 year as a relevant IFB officer position.


Place of work:  A.A

Position 4: Senior Interest Free Banking Financing Officer

Essential Function

  • Recruits potential customers and maintains strong relationship with existing customers;
  • Establishes strong business relation with all customers of the Bank;
  • Conduct adequate customer due diligence assessment;
  • Ensures Shari’ah compliance of all financing requests before presenting to financing appraisal officer for further analysis;
  • Ensures financing requests get timely decisions;
  • Ensures timely collection of financing;
  • Conducts strict financing follow-up on case by case basis;
  • Ensures the quality of financing and provides periodic follow-up reports to the Manager, IFB Financing Division;
  • Gets timely and proper solutions for deteriorating financing
  • Ensures the legality of all financing customers;
  • Ensures properties offered as collaterals are properly and timely valued; and
  • Ensures financing documents are properly maintained and updated.
  • Conducts a business visit to verify or evaluate the factual information contained on customers submitted documents and to make an objective assessment of the business;
  • Ensures that proper analysis/appraisal is conducted;
  • Confirms the financing process is adherence to the Financing Policy and Procedures of the Bank;
  • Prepares all reports required by the regulatory body and Management of the bank; 
Qualification:BA/MBA/MA in Business Management, Economics, Marketing Management, Accounting & Finance, Banking & Finance, Management, and any other related fields with 5.5/3.5 years of experience in relative fields, preferably in banking industry, of which at least 2 year as a relevant IFB officer position.


Place of work:  A.A

Position 5: Manager, Interest Free Banking Financing Division


  • Participate in developing strategy and work plan for the Department, in consultation with stakeholders. Sets out business plan of the process in line with the strategic objectives of the bank;
  • Support the sustainable growth and profitability of the bank by cross-selling the Bank’s products, marketing new products, acquiring and retaining customers, instituting continuous improvement for enhanced customers service and operational efficiency of Branches.
  • Ensures customer recruitments are as per the Bank’s direction.
  • Confirms the existence of single point contact of customers
  • Ensure all financing requests get timely decisions; ensure the services are in line with customers’ expectation and market developments.
  • Enhances customer relationship management of the Bank through customer acquisition and retention.
Qualification: BA/MBA/MA in Business Management, Economics, Marketing Management, Accounting & Finance, Banking & Finance, Management, and any other related fields with 9.5/7.5 years of experience in relative fields, preferably in banking industry, of which at least 2 years as a relevant Senior IFB officer position.